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Never run out of card balance again: introducing Auto Top-Up for OKX Card

Using crypto for everyday spending has never been easier. But there's one thing that has consistently frustrated OKX Card users: remembering to top up your balance before it runs out.We heard you. Auto Top-Up is here.

What is Auto Top-Up?

Auto Top-Up is a new feature for OKX Card that automatically refills your card balance when it drops below a threshold you set. You choose the trigger amount, you choose how much to add, and you choose where the funds come from. After that, your card handles the rest.No more manual checks. No more declined payments at the wrong moment. Just seamless spending, every time.

Why it matters

The OKX Card lets you spend your crypto anywhere Mastercard is accepted. But keeping on top of your balance has always required a manual step; opening the app, checking your balance, initiating a transfer, waiting for it to land.Auto Top-Up removes that friction entirely. Once it's set up, your balance refills itself automatically the moment it dips below your chosen threshold. You set it once and never have to think about it again.

How to set up Auto Top-Up: a step-by-step guide

Setting up Auto Top-Up takes less than two minutes. Here's how:

  • Step 1: Open the OKX app and navigate to the Pay tab. Tap on your card balance to open the Balance Details screen.

  • Step 2: Tap "Add" button. You'll see this option as a banner on the top right of your screen, just above your deposit amount.

  • Step 3: Set your threshold. This is the balance level that triggers the top-up. For example, if you set €50, your card will automatically top up whenever your balance drops below that amount.

  • Step 4: Choose your top-up amount. Enter how much you want to add each time the threshold is triggered. For example, €100 in USDG.

  • Step 5: Select your funding source. Choose which balance to draw from: EUR balance, USD balance, USDG, or USDC. You can select up to three sources and arrange them in priority order. We'll use the first one, then move to the next if it runs low.

  • Step 6: Optionally, enable top-up from your Trading account. You can allow OKX Pay to draw from your Trading account as a fallback. This is optional and subject to market risk.

  • Step 7: Tap Preview, then Submit. Review your settings on the confirmation screen, then submit. You'll see a confirmation that Auto Top-Up is now active.

That's it. Your card will now top itself up automatically whenever your balance hits the threshold.

A few things worth knowing

Network fees are covered by OKX. Top-ups are processed on X Layer and the network fee is paid by OKX, not you.You can edit or turn it off at any time. Auto Top-Up is fully flexible. Tap "Add" or your "Pay Balance" to adjust your threshold, change your top-up amount, or switch it off entirely.Your settings are confirmed instantly. Once submitted, your Auto Top-Up rule is live immediately. No waiting period.

Spend freely, without the admin

Auto Top-Up is part of our ongoing commitment to making crypto spending as seamless as possible. The OKX Card is built for everyday life, and your balance should keep up with you, automatically.

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